- Damien
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First off today I am going to talk about something important. MONEY. According to The Total Money Makeover by Dave Ramsey the first step out of debt is creating a savings. For me this is very hard. I find it easy to spend cash and very hard to save. So I want to show you one method the book recommends to create that first thousand dollar savings.
Step one: Purchase a picture frame.
2. Open the back.
Insert the money you plan to save.
Close it up and hide it.
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The Shade of Writing 
Very clever tip, will have to give that a try!
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